System Requirements
IBM PC or Compatible Computer
Apple Macintosh
Apple iPad
Android Tablet
PC Tablet
System Detect

Hardware Requirements
Resolution: 1024 x 768 pixels
Operating System: Win 7, Win 8, MAC OSX
Speakers: Required

Software Requirements
Adobe Acrobat Reader

Browser Requirements
Internet Explorer 9 or later
Google Chrome
Firefox 20 or later
Apple Safari
Cookies Enabled
Scripting Enabled
JAVA Enabled

NOTE: We recommend using Mozilla Firefox or Google Chrome as your web browser for optimal performance.

Screen Resolution:
Please be aware that minimum resolution for this module is 1024 x 768 pixels. If your module screen is cut off, please close the module, change the screen resolution and then re-open it. You can also hit F11 or FN+F11 function keys on your keyboard to enter browser full screen mode

Hurdles:
On specific pages, you will be instructed to click buttons or images for more information. These hurdles require you to click on each button/image before you can move to the next page. Similar hurdles are enabled for pages that incorporate audio narration and video. You can move to the next page only after the audio narration or video has completed playing.

Bookmark:
If, for any reason, you need to exit the module, you may close the browser window. Your location will automatically be bookmarked (saved).

How can I view my purchase history and other account information?
To view your purchase history, log into your account
(http://learninglibrary.com/HGAR/A/HOME), click on "Profile", then select "View Your Order/Billing History". The next screen allows you to change your billing address as well as display all the products you have purchased including access to your receipts.

I received my credit card statement and it says I was charged by Learning Library Inc., even though I purchased online education from the Center for REALTOR® Development?
Learning Library Inc. (www.learninglibrary.com) is the education technology provider behind Center for REALTOR® Development. Your purchase is valid and backed by a dedicated team of professionals and authorized by Center for REALTOR® Development.

How do I pay by check/cheque?
To purchase a course by check/cheque, please create an account at the Center for REALTOR® Development (www.learninglibrary.com/HGAR/A/HOME) if you don’t already have one.

Send a check/cheque for the whole amount to:
Learning Library Inc., WaterPark Place, 20 Bay Street, 11th Floor, Toronto, ON, M5J 2N8. Or in Canada via Interact online funds transfer—to do so call 1-877-762-9322 for details.
For either, we will need:

• Your personal information (name, address, phone, email)
• The product in full that you wish to purchase
• The online school name (i.e., Center for REALTOR® Development)

Once we have payment:

• The product purchased will be in your account once the check has cleared with the financial institution.
• You will be notified via email once the process has been completed.
• If you require more information please contact our Customer Service team via support@learninglibrary.com or call in the information at 1-877-762-9322.

How do I request a refund?
No refunds are granted for archived webinars. Refund requests cannot exceed the original purchase price (including discounts) as listed on the purchase receipt, regardless of list price. Refunds for all products, except live webinars, are subject to a $25 processing fee. Refunds are not available for products not purchased, i.e., obtained for free or through complimentary access.

Refund requests will be honored only if the following conditions are met:

• The request is made within thirty (30) days of the purchase date. Refund requests after 30 days will not be honored.
• If for an online course, the student is less than halfway through the course. Student progress in online courses is tracked and verified using digital bookmarking. If a student’s course access has passed the halfway mark, the refund request will not be honored.

To apply for a refund, contact Customer Service at support@learninglibrary.com or 1-877-762-9322 and provide the following information:

• Your name
• The product name
• The reason for the refund

NOTES:
*No credit card information is needed to process a refund. Refunds will be credited to the same credit card with which the original purchase was made.
*The information contained in this refund policy supersedes any verbal or other written information that anyone may receive regarding this policy.

Can I transfer my payment from one course to another?
You may transfer payment between products available on this site only and only within 30 days of payment. Requests later than 30 days will not be accepted. A $25 processing fee will be applied for transfers of any product. No transfers will be granted for live webinars or archived webinars. Decisions on fee transfers are done on case-by-case basis by site administrators. Please send you request to support@learninglibrary.com with the following information:

• Your full name
• The product name purchased in full originally
• The product name you wish to purchase instead in full
• The reason for transfer

How do I get a copy of my receipt?
A purchase receipt is emailed to you instantly once any purchase has been made. If you do not receive a receipt or you need another copy:

• Please check your junk box or a spam box in your email account
• Or visit the Catalog portion of the portal and click on "Edit My Account"

All previous purchases will be listed in your account including the receipt. To view your purchase history, log into your account (http://www.onlinelearning.realtor), click on "Profile'', then select "View Your Order/Billing History". The next screen allows you to change your billing address as well as display all the products you have purchased including access to your receipts.

Or contact our support team at support@learninglibrary.com and your receipt will be forwarded to you.

How long can I access my course? Can I get an extension?
You will have access to your course for 12 months from the date of purchase. After one year, the course will expire. No extensions will be given after the course expires; if you do not complete the course during the 12-month timeframe, you will need to repurchase it at full price and start again at the beginning.

IMPORTANT CE NOTE: CE course expirations may vary by course due to state-specific requirements, however with the exception of the four states listed below, you generally have one year from the date of purchase to complete the course for CE credit. In rare cases where the course must be completed prior to your course expiration date in order to receive CE credit, you will be notified in advance.

EXCEPTIONS:

• Iowa: 6 months from date of purchase
• North Carolina: 30 days from date of purchase or by June 10th (whichever comes first)
• Oklahoma: 6 months from date of purchase
• Washington, DC: 3 months from date of purchase

I forgot my username or password?
Please note that the username is always your email address.

To reset your username/password please click on the "Forgot your password?" link located either on the Home Page or Catalog page in the Login box, then follow instructions. You will be sent a temporary password that will allow you to login into your account and setup a new one.

I have a course in my account and I am having trouble accessing it?
Courses have expiry dates and most of them expire 12 months from the date of purchase. The system would have sent you automated notifications to advise you of the expiration of your course. If you have missed the opportunity to extend your course, the course will need to be re-purchased in full.

After launching the course I can only see a white blank screen?
This issue will happen occasionally with Flash courses only. Some students will only see a white page without any text or pictures. This means that you either don’t have latest version of Adobe Flash Player or you don’t have Adobe Flash Player at all. Adobe Flash Player can be downloaded from the following site: http://www.adobe.com/products/flashplayer.

I cannot display the full screen properly / screen is cut off / do not see any page arrows?
Please note that minimum system requirements mandate that the resolution of your screen is set to 1024 x 768 pixels. Please change your resolution and then try launching course again. The screen resolution is typically changed on your Desktop (normally accessible if you right click anywhere on the desktops’ free area; go to Display Setting or Screen Resolution; change resolution). You can also try hitting the F11 key on your keyboard when you launch the course, this will enable most courses to go into full screen mode; hit F11 or ESC key to exit the full screen mode. Another thing to consider is your browser zoom level, it needs to be at 100% in order for the course to display properly.

How do I bookmark my place in the course so when I came back at the later date I am able to continue from the point where I left off?
Most courses in our catalog automatically bookmark your place as you progress through the course. When you return to the course you will be asked to choose to begin again or launch where you left off. However a few courses created in a previous authoring version have a BOOKMARK button in the top right corner. In those cases, please follow these steps:

• When you are ready to leave the course, click on the bookmark button in the top menu of the course window.
• When you come back to the course you will be prompted to start from the beginning or to continue from the bookmark.
• Occasionally, you may have to start a course twice before the program recalls the right bookmark page.

Make sure you have Adobe Flash Player 9.0 installed on your computer. If you don’t have it or you don’t know which version you have please download it from the following site: http://www.adobe.com/products/flashplayer.

How do I access discussion forums? How do I post new messages? When I try to access discussion forum I get login screen and my username/password are not accepted?
From within a course, click on the Discussion Forum link in your course navigation or from the slide in the module that you are working on and it will bring up the discussion topics.

To access discussion forums, you do not need to login. Once logged in, click on "post" to make a new topic or you can click on an existing one and then click on it to reply. If username/password are not accepted please click the "Forgot?" link to access a new window to enter your email where the new password will be sent. Discussion forums are learning tools and in most cases do not have a bearing on the course.

I purchased a course but after clicking on "Launch" it will not start?
Typically, this has to do with certain settings in your browser. We advise you to turn off your browser’s pop-up blocker program(s) as well as pop-up blockers within any other software you may have such as Google or Yahoo toolbars. Click here for detailed description on how: http://www.nacubo.org/Documents/prof_dev/PopUpBlockers.pdf

I cannot move forward in my course. The arrow pointing to the next page is grayed out?
Most of the course slides or pages contain one or more hurdles which are mandated and required to be completed by the content provider, or state/provincial regulators before you can progress to the next page. Please make sure that you click on every single object (box, link, icon or image) and listen to the audio or video in full (if applicable) on the specific screen in order to enable the course to move forward. If you are certain that you have followed these steps and you still cannot advance through the course please contact Support at support@learninglibrary.com.

How many times can I take a final exam?
Unless you are taking the course for CE credits in your state and the CE exam requirements in that state are different, you may take a final exam twice to meet or exceed passing score criteria. If you require additional attempts a $25 fee is required. NOTE: the exam retake will possess the same amount of attempts as did your initial exam.

I completed a quiz or the exam and I want to dispute questions and/or answers.
If you wish to discuss any content-related issues, please contact the appropriate course provider by sending an email to CRD@realtors.org. This email is also provided for you within each course site. Learning Library Support does not provide content related assistance. The content provider information is found in the introduction module of each course.

I have completed a quiz with a passing score, but am unable to proceed to the next module.
When this happens, please close the pop-up box which appears after answering the last question of the quiz. This pop-up box states whether the last answer was correct or incorrect. After closing this pop-up box, another box will appear that will indicate whether the quiz has been successfully completed. If the quiz has been successfully completed, click on "OK" in that box and you will be able to advance to the next module. In the event you have not successfully completed the quiz, after clicking “OK” in the pop-up box, the system will take you to the beginning of the quiz so you may try again.

I have provided what I believe to be the correct answers in a quiz or exam, and the system is telling me that the answer is incorrect. (In some cases, the system may also subsequently display a correct answer popup unrelated to the original question.)
This issue is browser-related and can be resolved by switching to another web browser or completely clearing the browser cache and history before attempting to take the quiz again. Please note that we recommend using Mozilla Firefox or Google Chrome as your web browser for optimal performance. If you are already using one of the two browsers, please try switching to the other one.

You may also try clearing the browser cache and history, then re-starting the browser before launching the course again. See the instructions below for clearing the browser cache and history in Firefox and Chrome (depending on which web browser you are currently using):

Google Chrome (www.google.com/chrome/browser/desktop):

• In the top-right corner of Chrome, click the Chrome menu icon (icon that looks like three horizontal lines).
• Select More tools > Clear browsing data.
• In the dialog that appears, select the checkboxes for the types of information that you want to remove. (we recommend checking the following boxes: Browsing History, Download History, Cookies, Cached Images and Files)
• Use the menu at the top to select the amount of data that you want to delete. Select "beginning of time" to delete everything.
• Click on "Clear browsing data."

Mozilla Firefox (www.mozilla.org/en-US/firefox/new):

• Click the menu button (icon that looks like three horizontal lines) and choose "History"
• Click on "Clear Recent History"
• Set the "Time range to clear:" to "Everything"
• Select the checkboxes for the types of information that you want to remove. (we recommend checking the following boxes: Browsing & Download History, Form & Search History, Cookies, Cache)
• Click on "Clear Now"

Also note that, if you are still unable to advance to the next page, you can try to switch to Mozilla Firefox if you are using Google Chrome, or vice versa.

I successfully completed the course and/or exam and did not receive my certificate?
Shortly after completions, certificates are sent via email to the email we have in your account shortly after completion. You must successfully complete a course before a certificate will be sent. If you have not received a course completion certificate via email within 4 hours after you have successfully completed your exam or course, please consider the options below:

• Check your email junk box or a spam box.
• Or login to your ''Learner Home'' account and visit the "Learner Reports" section. Once you run the report all completed courses will be listed with the link to your certificate of completion.
• Or contact our support team at support@learninglibrary.com and your certificate will be forwarded to you.

After I clicked the link to view/print my certificate it came up blank?
This is generally a pop-up blocker issue with the browser you are using. When a certificate comes up blank it is because your pop-up blocker is preventing our server from populating your certificate with your information. You can try disabling your pop-up blocker, if that does not work please contact our support team at support@learninglibrary.com and your certificate will be forwarded to you.

How does continuing education (CE) credit work?
Continuing education (CE) credits are offered for select courses—at no additional charge—in accordance with individual state requirements for course completion time frames and exam specifications.

Your course needs to be approved for CE in a particular state at the time of purchase in order to be eligible. State approvals for CE credit that occur after the purchase date of your course will not be honored.

How do I know if my course has CE credit associated with it?
Course product pages display handy tables so that you can look up the amount of CE credits allotted for a course for your particular state or province. If a CE credit table is not provided on a course product page, then CE credit is not available for that course.

If you are expecting to receive CE credit for a course that offers it, be sure to check that CE is listed in a separate line item on your purchase receipt. If you do not see it there, call or email Center for REALTOR® Development immediately and before you begin the course, at 1-877-827-0777 or support@theceshop.com.

How long do I have to obtain CE credit for a course?
CE course expirations may vary by course due to state-specific requirements, however with the exception of the four states listed below, you generally have one year from the date of purchase to complete the course for CE credit. In rare cases where the course must be completed prior to your course expiration date in order to receive CE credit, you will be notified in advance.

EXCEPTIONS:

• Iowa: 6 months from date of purchase
• North Carolina: 30 days from date of purchase or by June 10th (whichever comes first)
• Oklahoma: 6 months from date of purchase
• Washington, DC: 3 months from date of purchase

What do I need to do on my end to make sure I obtain CE credit?
If your course is eligible for CE credit, you will receive an email from support@theceshop.com once you have completed the course with instructions on how to complete the CE process. Completing the process will include an additional online survey and a digital signature. If you have any questions regarding the CE administration process, please visit CE Shop FAQ or contact The CE Shop at 888-827-0777 or support@theceshop.com.

What do I do if I desire continuing education (CE) credit in multiple states?
Please note that some courses may not have CE credit approval in all states or the course(s) may be approved for different number of CE credit hours. To find out if your course has CE approval in your desired state(s) visit the course product page at www.learninglibrary.com/HGAR/A/HOME or contact our support team before you begin the course. The support team can be reached at 1-877-762-9322 or via email at support@learninglibrary.com.

Once you have successfully completed the course, you are able to purchase additional CE certificates for your desired state(s) through your account at www.theceshop.com. The CE Shop will list the states that have additional certificates available for purchase within your account and will display the additional applicable fee(s). You will have 90 days after completing the course to purchase additional certificates at www.theceshop.com. If you do not know your login and password for your account for The CE Shop website please contact The CE Shop support team at 1-877-827-0777 or via email at support@theceshop.com.

Online Course

1.1. How much do the courses cost?
The NAR online ethics training without continuing education credit is free. The NAR online ethics training with continuing education credit is $29.95.

1.2. Which course should I take: the CE course or non-CE course?
Both the CE course and the non-CE course satisfy the National Association of REALTORS® Code of Ethics training requirement to maintain your membership. The CE course also includes the ability to receive continuing education credit for your real estate license.

1.3. I cannot purchase the course, the buy button (add to cart) is missing?
Please note that only if your state is approved for CE, will the button be visible for you to purchase the course. If the button is missing, your state is NOT approved for CE. Unfortunately, the non-CE version of the Code of Ethics is not yet available.

1.4. How do I get a copy of my receipt for the course?
A purchase receipt is emailed to you instantly once any purchase has been made. If you do not receive or you need another copy:


1.5. How long can I access my course? Can I get an extension?
You will have access to your course for a limited time during the current training cycle. At that time the course will expire. There are no extensions.

1.6. I forgot my username or password?


1.7. I cannot access the exam page, it’s asking me for a Login?
If you are from the state of Illinois your final exam needs to be proctored, hence the proctor login screen. You will need to contact The CE Shop (1.888.827.0777 Toll Free or support@theceshop.com) to book you exam.

1.8. I successfully completed the course and exam and did not receive my certificate?
Certificates are sent via email to the email address we have in your account. You must successfully complete a course before a certificate will be sent. If you have not received a course completion certificate via email within 4 hours after you have successfully completed your exam or course please consider the options below:


1.9. After I clicked the link to view/print my certificate it came up blank?
This is generally a pop-up blocker issue with the browser you are using. When a certificate comes up blank it is because your pop-up blocker is preventing our server from populating your certificate with your information. You can try disabling your pop-up blocker. If disabling your pop-up blocker does not work, please contact our support team at support@learninglibrary.com and your certificate will be forwarded to you.

1.10. How do I bookmark my place in the course so that when I came back at the later date I continue from the point where I left off?
Bookmark is automatically saved as you progress through the course. When you return to the course you will be asked to choose to begin again or launch where you left off.

1.11. I purchased the course but after clicking on "Launch" it will not start?
Typically, this has to do with certain settings in your browser. We advise you to turn off your browser’s pop-up blocker program(s) as well as pop-up blockers within any other software you may have such as Google or Yahoo toolbars. Click here for detailed description on how: www.nacubo.org/Documents/prof_dev/PopUpBlockers.pdf

1.12. I cannot move forward in my course. The arrow pointing to the next page is grayed out?
Most of the course slides or pages contain one or more hurdles which are mandated and required to be completed by the content provider, or state/provincial regulators before you can progress to the next page. Please make sure that you click on every single object (box, link, icon or image) and listen to the audio or video in full (if applicable) on the specific screen in order to enable the course to move forward. If you are certain that you have followed these steps and you still cannot advance through the course please contact Support at support@learninglibrary.com.

1.13. I completed the exam and I want to dispute questions and/or answers?
If you wish to discuss any content related issues please contact the Member Policy Department at NAR by email at onlineethicstraining@realtors.org.

1.14. I don't see full-screen properly/screen is cut off?
Please note that minimum system requirements mandate that the resolution of your screen is set to 1024 x 768 pixels. Please change your resolution and then try launching course again. The screen resolution is typically changed on your Desktop (normally accessible if you right click anywhere on the desktops’ free area; go to Display Setting or Screen Resolution; change resolution). You can also try hitting the F11 key on your keyboard when you launch the course, this will enable most courses to go into full screen mode; hit F11 or ESC key to exit the full screen mode. Another thing to consider is your browser zoom level, it needs to be at 100% in order for the course to display properly.

1.15. Is the course approved for CE credit?
The NAR online ethics training with CE is approved for CE credit in these states. The NAR online ethics training without CE is not approved for CE. Should you have any further questions regarding CE please forward them to support@theceshop.com.

1.16. How do I request a refund?
Refund requests will be honored only if the following conditions are met:

• The request is made within thirty (30) days of the purchase date. Refund requests after 30 days will not be honored.
• If for an online course, the student is less than halfway through the course. Student progress in online courses is tracked and verified using digital bookmarking. If a student’s course access has passed the halfway mark, the refund request will not be honored.

To apply for a refund, contact Customer Service at support@learninglibrary.com or 1-877-762-9322 and provide the following information:

• Your name
• The product name
• The reason for the refund

NOTES:
*No credit card information is needed to process a refund. Refunds will be credited to the same credit card with which the original purchase was made.
*The information contained in this refund policy supersedes any verbal or other written information that anyone may receive regarding this policy.

Can I transfer my payment from one course to another?
You may transfer payment between products available on this site only and only within 30 days of payment. Requests later than 30 days will not be accepted. A $25 processing fee will be applied for transfers of any product. No transfers will be granted for live webinars or archived webinars. Decisions on fee transfers are done on case-by-case basis by site administrators. Please send you request to support@learninglibrary.com with the following information:

• Your full name
• The product name purchased in full originally
• The product name you wish to purchase instead in full
• The reason for transfer

1.17. I’m having issues creating an account, why is that?
Regarding account creation, please keep the following things in mind:

• Please make sure you enter a valid NRDS ID, to find ones NRDS go to: www.reg.realtor.org/roreg.nsf/retrieveID?OpenForm
• Please make sure that the password consists of a minimum of 5 characters. Otherwise you will receive an error message if you create a password with less than 5 characters (for example 1234)
• Please make sure that you enter your license number without any letters (i.e. AA1234 becomes 1234) in the Real Estate License # field. If you do not have a Real Estate License number you can enter any 7 digits number in the field in order to be able to create an account (for example 1111111). The P.O. Box error message will come up if the Real Estate License number field is incorrectly filled out.

Please make sure that the billing address is the same as your credit card info, otherwise you will receive an error message when trying to purchase a product on the website.

1.18. I’ve finished my course, but I’m having trouble navigating through the course again.
You can select the module that you want to review in the “Course Menu” tab. Once you select the certain module, you will have to advance through it page by page. Also note that you can download the student manual for most of our online courses (including the Code of Ethics course) by accessing the “Resources” section in the course window. Or you can follow the link below to see the Code of Ethics Manual: www.courses.learninglibrary.com/TLLFlash/NARCodeofEthics/pdf/Code_Of_Ethics_Manual.pdf

The Requirement

2.1. Do REALTORS® engaged in nonresidential fields have to comply?
Yes, because all REALTORS® subscribe to the Code of Ethics and are bound by its obligations, it is important for them to remain familiar with the Code on an ongoing basis.

2.2. Does the Society of Office and Industrial REALTORS® course meet the requirements?
Yes.

2.3. Does the CCIM online ethics training program satisfy the requirements?
Yes.

2.4. Does the Uniform Standards of Professional Appraisal Practice training satisfy the requirements?
No.

2.5. I’m an appraiser, do I have to take this training?
Yes, if you hold REALTOR® membership in a local association.

2.6. What is my NRDS number?
You can find it here: www.reg.realtor.org/roreg.nsf/pages/MyAccount?OpenDocument&Login under the “My Account” section on Realtor.org.

2.7. How can I tell if I’ve taken this training already?
You can find out here: www.realtor.org/rodesign.nsf/pages/FS_NRDSCMI?OpenDocument&Login

Tracking/ Enforcement

3.1. Are REALTORS®’ NRDS Education Records automatically updated when they complete one of NAR’s on-line ethics training courses?
Yes.

3.2. What happens if a REALTOR® doesn’t meet the training requirement on time?
Failure to meet the requirement is a violation of a membership requirement and results in suspension of membership until the requirement is met or until membership is automatically terminated.

3.3. What if a REALTOR® who is a sole proprietor, partner in a partnership, or corporate officer is suspended for non-compliance?
The consequences of suspension of a REALTOR® who is a sole proprietor, partner or corporate officer are established in associations’ bylaws (generally in Article VI) and vary from association to association based on what their bylaws provide. As a general rule, suspension for failing to meet the training requirement will be treated the same as suspension for violating any other membership duty. Some association's bylaws require that the membership of all other principals, partners and corporate officers suspends if any one of them is suspended – unless the suspended member severs her relationship with the firm. Other associations permit the other principals, partners and corporate officers to avoid suspension if the suspended member removes herself from any form or degree of management control of the firm. These are choices each local association makes in establishing their bylaws. (revised 6/04)

3.4. What if the REALTOR® who is suspended is not a principal, partner or corporate officer?
Suspension of such an individual has no effect on the membership status of other REALTOR® members of the firm.

3.5. What are the consequences of membership suspension?
The Code of Ethics and Arbitration Manual as amended by the NAR Board of Directors at the 2004 Midyear meeting defines “suspension”, in relevant part, as “…suspension of all Board/Association-provided membership rights, privileges and services (including those provided by the State and National Association) not available to nonmembers for a period of not less than thirty (30) days and not longer than one year, on terms and conditions expressly stated for an established period of time, including use of the terms REALTOR® and REALTOR-ASSOCIATE® with automatic reinstatement of all withdrawn membership rights, privileges and services at the end of the period of suspension. The thirty (30) day minimum and one year maximum do not apply where suspension is imposed for a remediable violation of a membership duty (e.g. failure to pay dues or failure to complete educational requirements. ..." The provisions go on to discuss the fact that membership - including the duties to abide by the Code of Ethics and to pay association dues - continues during the term of suspension.

What this means for a REALTOR® who is suspended for not meeting the REALTOR® Code of Ethics Training Requirement is that all the rights, privileges and services she is entitled to receive because she is a REALTOR® are suspended until she satisfies the training requirement. If she meets the requirement the next day, then her rights, privileges and services are restored the next day. While suspended, though, her obligation to abide by the Code of Ethics continues, as does her obligation to pay dues.

At the May 2005 Midyear Meetings of the National Association of REALTORS®, the NAR Board of Directors amended policy to provide that members suspended for failing to meet the REALTOR® Code of Ethics training requirement would subsequently be automatically terminated from membership if they did not complete their training.

3.6. What are the consequences of membership suspension on MLS?
Suspension of REALTOR® membership will, in most instances, have no effect on MLS participatory or user/subscriber privileges. Licensees affiliated with MLS Participants have subscriber/user rights irrespective of whether they hold REALTOR® membership personally - or whether their REALTOR® membership is in good standing or is suspended. The only exception to this general rule is where it is the REALTOR® (principal)/MLS Participant who is suspended for not meeting the ethics training requirement. Under such circumstances, continued MLS access is not available to licensees affiliated with a suspended Participant unless participatory privileges are transferred to another principal in the firm. MLS participatory privileges cannot be suspended for REALTOR® (principals) in states where MLSs are required by law to provide MLS participatory rights to non-members or where an association has voluntarily opened its MLS to nonmember participation.